Every plan written for a specific employer has different levels of coverage and eligibility requirements. Adding to this confusion is that some procedures we perform may actually be covered only by your medical insurance and some only by your dental insurance.

TO BETTER ASSIST YOU IN UNDERSTANDING YOUR INSURANCE PLEASE BRING YOUR MEDICAL AND DENTAL INFORMATION ON YOUR FIRST VISIT TO US.

We are familiar with many of the local policies; but to protect your benefits we will try to get written pre-estimates of coverage prior to surgery. Obtaining a written pre-estimate is advisable, but patient should know it could take two to three weeks or more for a reply. While some insurance still covers many procedures at 100 percent of our fee, lately this type of coverage has become more unusual and frequently exists only for very basic services such as exam and x-ray. In reality, many insurance plans now require payment of deductibles, co-pays, or have lower rates of reimbursement (often 75-90 percent). At the initial visit our office will always try to inform you before we perform any procedures. In this way you may best understand not only the surgical procedure which you require but also your financial obligation as well.

Our office policy is to request 33% copayment plus deductible to be paid on the date of surgery. This is for patients without written pre-estimates. The amount paid is an estimate and after we bill the insurance there may be an additional payment due. We will of course reimburse patients in the event of an overpayment.

Please remember, ultimately you, not your insurance company, are fully responsible for all fees charged by this office. Payment is expected at the time of service unless other arrangements have been made in advance.

If you have questions, please e mail our office.